Compliance infrastructure

The compliance spine for commercial insurance brokers.

Contracts, quotes, policies, and certificates — connected, cited, and audit-ready.

See the platform

142components / file

0source text exposed

5broker tools

app.barkrowsystems.com/chat

AdamantiusVantora Logistics · Renewal

Check the bound policy against the Travelers quote.

Policy vs. Quote · cross-check

Two mismatches between the bound policy and the Travelers quote.

MatchedGeneral liability aggregate $2M per occurrenceQ.3 · P.12

MatchedWaiver of subrogation · workers’ compensationQ.5 · P.18

MismatchAdditional insured · CG 20 1012/19 · 04/13

PartialUmbrella $5M each occurrenceQ.4 · P.22

The bound policy carries the 04/13 additional-insured edition — the Travelers quote promised 12/19. Logged to the compliance ledger. POL-4471 · p.18

Ask about any document in the file…

RECONCILES FORMS FROM

TRAVELERSCHUBBTHE HARTFORDLIBERTY MUTUALAIGCNAZURICHHISCOX

IWorkflow

Every commercial deal is a chain of documents.

One mismatched definition. One outdated form edition. One missing endorsement. That’s all it takes, and your client finds out at claim time.

01
Contract
Specifies the coverage the deal requires.
02
Quotes
Carriers respond with terms and exclusions.
03
Bound Policy
The carrier issues live coverage.
04
Certificate · COI
Proof of coverage is delivered downstream.

IIProblem

Today, this is mostly done by hand.

No system holds the deal together. Brokers juggle email, PDFs, and spreadsheets — and pay in hours, errors, and silent coverage drift.

Hours Per Deal

Reading contracts, comparing quotes, verifying policies and renewals. All by hand.

Coverage Gaps

Mismatches between requirements, quotes, bound policies and COIs are a leading source of E&O claims.

Limited Memory

Step away for three days and you are reading the whole file again from scratch.

IIISolution

From manual chain to compliance spine.

Extract.

Pulls every requirement from contracts and lender emails, once.

Cross-check.

Quotes, policies and COIs validated against the contract and each other.

III

Remember.

The state of every deal preserved between sessions, brokers and years.

IVThe instrument

Every check is written down.

Adamantius keeps an append-only ledger of every requirement and reconciliation. Nothing is silently overwritten — the chain of evidence holds for audits, handoffs, and renewals years later.

Source-linked to the exact clause and page
Tamper-evident — append-only by design
Replayable across brokers, sessions, and years

COMPLIANCE LEDGER · LIVEAPPEND-ONLY

09:14:02REQGL aggregate $2M extracted from master service agreement

09:14:02OKQuote · Travelers matched contract GL limit

09:14:03FLAGAdditional-insured endorsement absent on bound policy

09:14:05REQWaiver of subrogation required · WC

Every field links to the clause that produced it.

No black box. Click any requirement, limit, or mismatch and Adamantius jumps to the exact page and bounding box in the source PDF — with confidence on every line.

Page + bbox citations on every field
Low-confidence language flagged for review
PII reduced before model reasoning

How it works

app.barkrowsystems.com/tools

Contract Requirements

Additional insured - P&NCGapp.2

Waiver of subrogationGapp.2

Umbrella $5M each occ.Metp.1

BKR-DOC-7741 · p.2

Article 11 - Insurance

11.4 All policies shall contain a

waiver of subrogation in favor of Landlord.

Each party waives all rights of recovery.

VThe toolkit

Five tools. Every output cited.

Explore products

Policy AnalyzerCoverage Story

Upload a policy package and get a broker-readable coverage story across every form.

Commercial General Liabilityp.12

Workers’ Compensationp.18

Commercial Umbrellap.22